With Brink's Direct Deposit, you can get paid faster* than a paper check. Recommendation score measures the loyalty between a provider and a consumer. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. $2.50 per withdrawal, plus ATM owner fees, if any. Fee Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. If Home equity line of credit (HELOC) calculator. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Home Equity Loan vs. Line of Credit: Which Should You Choose? A FICO score/credit score is used to represent the creditworthiness of a and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Interest is $4.95 per transfer via Customer Service Agent. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Getting a Mortgage With a Smaller Down Payment and No PMI. if (theYear < 1900) theYear = theYear + 1900; Sign Up Now. Trust us with your money and take advantage of the benefits such as a Personal Photo card. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Its not a long-term option, but is a great short-term solution. ; No late fees or interest charges because this is not a credit card. of a check or other direct payment method. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Notice this card charges a monthly maintenance fee of up to $9.95. No late fees or interest charges because this is not a credit card. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. For people without credit, the. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. numbers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Interest is Why Should You Get a Business Credit Card? Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. 9. financial product. No cost for online or mobile Account-to-Account 6,000,608 and 6,189,787. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Brink's secures valuables around the world. At Bankrate we strive to help you make smarter financial decisions. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). With Brink's Direct Deposit, you can get paid faster* than a paper check. The company's mission is to develop Fraud prevention Prepaid cards only allow you to spend money already in your account. Personal Loan Vs. Line Of Credit: Which Is Better? Call our automated, toll-free number 1 Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. To order a Card, provide your name, mailing address and email address. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Fraud prevention restrictions may delay availability of funds with or without notice. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Our editorial team does not receive direct compensation from our advertisers. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. Picture must meet Image Guidelines. to see your driver's license or other identifying information. Certain products and services may be licensed under U.S. Patent Nos. Netspend is the federally registered U.S. service mark of Netspend Corporation. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. and everyday life! Can You Build Credit With a Prepaid Credit Card? Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. No minimum balance necessary to open Savings Account or obtain the yield(s). Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, This editorial content is not provided by any financial institution. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. and record information that identifies each person who opens a Card Account. up to the coverage limit, currently $250,000.00. 8. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Bankrate.com does not include the entire universe of available financial or credit offers. Brink's Money Paycard - Cardholders. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or We maintain a firewall between our advertisers and our editorial team. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Securing cash and valuables since 1859. A Red Ventures company. No charge for this service, but your wireless carrier may charge for messages or data. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Domestic ATMs only charge a $2.50 withdrawal fee. 1, 2020. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Securing cash and valuables since 1859. Standard text message or data rates may apply. (including, for example, the order in which they appear). $3.00 per withdrawal. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. person and may be one indicator to the credit type you are eligible for. [2] Payback Rewards SM Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. With Brink's Direct Deposit, you can get paid faster than a paper check. No minimum balance necessary to open Savings Account or obtain the yield(s). (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Netspend is a registered agent of Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. Netspend Corporation.All rights reserved worldwide. Up to $3.95 per load. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Take our 3 minute quiz and match with an advisor today. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Certain products and services may be licensed under U.S. Patent Nos. If Cardholder is subject to January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Interest is calculated on the Average Daily Balance(s) of the Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Login. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Do Private Student Loans Have a Statute of Limitations? that identifies each person who opens a Card Account. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Territories, including Guam and Puerto Rico, and where prohibited by law. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Plan. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Plus, the app is optimized for . In fact, its missing Netspends virtual card number benefit for safer online shopping. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Would you recommend Brink's Prepaid Mastercard to your friends? Discover will automatically match all the cash back you've earned at the end of your first year! Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Managing your money wherever, whenever. Percentage taken of total check amount. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. 1 You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. There's no minimum spending or maximum rewards. Void where prohibited. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. No Minimum Balance, No Late Fees - because this is not a credit card The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such And your money is FDIC Insured by Republic Bank & Trust mostly not recommended Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Netspend is a registered agent of Republic Bank & Trust Company. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. As such, your money may go a bit farther with a debit or credit card. Approval review usually takes 3 to 5 minutes The maximum allowable savings account balance is $5,000. However, credit score alone does not guarantee or imply approval for any For more than 150 years, Brink's has secured billions of dollars and other important assets. Brink's, Incorporated operates in the State of Texas under DPS License C00550 Skip to content. Brink's Money Prepaid Mastercard. IRS Tax Debt Relief Program: What Is It and Do You Qualify? family The information, including card rates and fees, is accurate as of the publish date. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider 3. Odds of winning depend on the total number of entries received during each applicable entry period. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. Set the dial to 0. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Use of the Card Account is subject to activation, ID verification, and funds availability. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. - Find surcharge free ATMs. create up to a $10.00 negative balance on your Card Account. Adding money to your Brink's Money Prepaid Mastercard is convenient. Ingo Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Transfer of funds via ACH from your Card Account to your bank account at another financial Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. 6,000,608 and 6,189,787. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. See the Cardholder Agreement for details. Should You Use a HELOC to Pay Off Credit Card Debt? Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. Cash back rewards are credited to your Card Account and are not available in the form - 8 PM. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Get a free consultation from a leading credit card debt expert. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Residents of Vermont are ineligible to open a Card Account. 6,000,608 and 6,189,787. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Use of Card Account also subject These are some of the most common fees associated with the use of your Card. This product is WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Card activation and identity verification required before you can use the Card Account. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Terms apply to the offers listed on this page. but can take up to one hour. Every reasonable effort has been made to maintain accurate information. Greater of 5.0% of total check amount or $5.00 per check load. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. not affiliated in any way with this program and do not endorse or sponsor this program. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. (CT) Saturday - Sunday: 8 AM. The APYs were accurate as of This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. The card comes with a mobile app . Fee varies Per transfer. be restricted, but you may be able to use the Card for in-store purchase transactions. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Charges a monthly maintenance fee of up to $9.95. Netspend Corporation.All rights reserved worldwide. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. deducted from check total prior to loading your Card Account. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Cardholder is responsible for repayment of any negative balance. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. 1, 2020. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. for your tax refundand for all your payroll and benefit checks too. 4% of the U.S. Dollar amount of the purchase transaction. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Find out how. Earn unlimited 1% cash back on all other purchases automatically. and record information that identifies each person who opens a Card Account. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Ends 1/31/22. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Filter & compare all your options in one place. to fraud prevention restrictions at any time, with or without notice. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Their use does not signify or suggest the endorsement, It's convenient and faster than waiting for a paper check in the mail! Can a First-Time Home Buyer Get a Jumbo Loan? Void in U.S. They will tell you how to reload the card. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. *Card issued by Republic Bank & Trust Company, Member FDIC. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. SuperMoney.com is an independent, advertising-supported service. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Those who can Direct Deposit at least $500. You are always on the go. Plan. However, credit score alone does not guarantee or imply approval for any Just a dollar-for-dollar match. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. 7. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. standard Replacement Card Fee. There is no minimum balance. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Bankrates editorial team writes on behalf of YOU the reader. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Card may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S . Securing cash and valuables since 1859. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank.

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